Pulse Local, a Mac budgeting app whose AI models run on your machine
A potentially AI-related product surfaced from a public Show HN launch post.
Launch summary
Hi HN, I'm Niz. Pulse Local is a budgeting app for Mac (Apple Silicon, beta) that answers questions about your spending with models that run on your machine. Local mode needs no account. The ledger and your questions stay on the machine, and the app sends no analytics or crash logs. I felt there are not enough consumer apps that run locally with no calls to the outside world that help us manage sensitive corners of our lives. This app in its local variant only downloads a couple of models and occasional updates, it does not send any analytics nor data. Features-wise, Pulse local is a complete budgeting app that offers an assistant built on top of a fine-tuned model and thousands of rules embedded in the code itself. I'm sharing it for free with options to help me continue experimenting with fine-tuning and expanding along this direction. How it works: you import a CSV from any bank, in any currency. When you ask a question, a tuned Qwen3 0.6B model reads it into a structured query, and
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